Total and permanent disability (TPD)

“There are approximately 117,000 Australians who are "permanently unable to work" due to illness or injury” Australian Bureau of Statistics.

Total and Permanent Disability Insurance (TPD) provides a lump sum payment if you suffer a disability before retirement and can’t work again, or can’t work in your usual occupation or chosen field of employment. Payments under a TPD policy are generally not made until the insurer believes that you are unlikely to work again. Cover can be used to:

  • Repay debts such as your home mortgage and personal loans.
  • Replace your income.
  • Meet medical costs.

Meet the costs of a modified lifestyle, e.g. nurse or carer and home and car modification.

Over 11 years of expert experience in empowering clients to secure their financial future.

Manage over $10million of retirement savings

Helped over 250 clients achieve their financial goals

Protected over 100 families with Income Protection and insurance plans

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Certified Financial Adviser with RIAA

Are you ready to secure the financial freedom you deserve?

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